Money Market

Otomato for Morpho

Health factor alerts, yield tracking, and risk monitoring for your Morpho vaults.

Available onEthereumArbitrumBaseHyperEVM

What you need to monitor

Morpho optimizes lending and borrowing by matching suppliers and borrowers peer-to-peer on top of existing liquidity pools. Otomato detects your Morpho positions and monitors your health factor, rates, and protocol events.

Morpho improves capital efficiency in DeFi lending by matching lenders and borrowers peer-to-peer while maintaining the liquidity guarantees of underlying pools. This means better rates, but also more complexity to monitor. Your Morpho vault positions have their own health factors, yield curves, and risk profiles that differ from the base protocol. Otomato automatically detects your Morpho deposits and borrows, tracking the specific vault parameters that affect your position. When your health factor approaches liquidation, when vault yields drop below what you expected, or when borrowing costs increase beyond your threshold, Otomato sends you an alert. Because Morpho aggregates liquidity across multiple underlying protocols, a security incident on any layer of the stack can affect your position. Otomato monitors the full dependency chain and alerts you on events at both the Morpho and underlying protocol level. Available on Ethereum, Arbitrum, Base, and HyperEVM.

Common use cases

Supply assets to optimized vaults

Borrow with improved rates

Earn enhanced yield through peer-to-peer matching

What we watch

Alerts Otomato sends for Morpho

Otomato automatically detects your positions and alerts you only when something relevant happens.

Critical

Health factor approaching liquidation

Your Morpho position has a health factor that determines how close you are to liquidation. Otomato monitors it continuously and alerts you when it drops below a safety threshold.

Warning

Lending yield drop

Morpho vaults offer optimized yields, but they can fluctuate. Otomato tracks your deposit yield and alerts you when it drops significantly from when you entered.

Warning

Borrowing rate increase

When your borrowing cost increases meaningfully, Otomato lets you know so you can evaluate whether to keep the position open or repay.

Critical

Protocol security incident

Morpho aggregates liquidity across multiple protocols. If there is a security event on Morpho or any underlying protocol you are exposed to, Otomato alerts you immediately.